How Las Vegas Car Insurance Companies Investigate Accident Claims

After being involved in a Las Vegas car accident, it’s important to remember that insurance companies are financially motivated to pay as little as possible for vehicle repairs and injury compensation. Nevada’s at-fault insurance system means the driver responsible for the crash (or their insurer) must cover damages, but insurers will still look for ways to minimize payouts. To protect yourself, you need to understand how Las Vegas car insurance companies investigate accidents and handle claims. Here’s what you should know as a car accident victim: 1. Filing a Claim After a Las Vegas Car Accident After seeking medical attention (which is critical, even if injuries seem minor), you should report the accident to your insurer as soon as possible. Nevada law requires drivers to report crashes involving injury, death, or property damage exceeding $750. Las Vegas DMV SR-1 form for reporting an accident When filing a claim, your insurer will ask for: Pro Tip: Nevada is a modified comparative negligence state, meaning if you’re 50% or more at-fault, you cannot recover damages from the other driver. This makes fault determination crucial in Las Vegas and Nevada claims. 2. What Happens After You File a Claim? Once you file, a…
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